How to protect your retirement funds from creditor claims
Posted on 01 March, 2012
Jeff buckstein
Globe and Mail Update
Published Saturday, Feb. 25, 2012 6:00AM EST
Last updated Tuesday, Feb. 28, 2012 8:24AM EST
Canadians who own registered retirement savings plans recognize the critical importance of building and maintaining value within their RRSPs. But comparatively few think about the need to protect their RRSP against potential creditors, or understand the degree to [...]
Think Twice About Purchasing Mortgage Life Insurance
Posted on 01 March, 2012
Mortgage life insurance is marketed by the banks as a flexible, low-cost way to protect one of your largest financial obligations. However, you are much better off buying life insurance directly from the insurer. Mortgage life insurance is likely to cost you twice as much as regular life insurance.
Changes to Permanent Insurance Pricing – Canada
Posted on 19 November, 2010
To make effective decisions for your future you need to be aware of changes that are taking in industries that may impact you. Insurance is our safe guard so that if something happens we are personally covered or perhaps for our loved ones.
Why would I buy a $100,000 annuity? What am I missing?
Posted on 05 May, 2010
As far as many investors are concerned, annuities are probably the single most misunderstood investment around, in large part because there are so many varieties of them, many of which contain arcane features that can numb the brain.
There is Beauty in Simplicity: Consider an Insured Annuity
Posted on 28 December, 2009
As a derivatives trader, nobody more than myself enjoys coming up with sophisticated investment strategies. Yet, sometimes opportunities presents themselves in ways that don’t require a whole lot of complexity nor hours of research. And while I strongly believe there are no free lunches out there, sometimes you do find a $5 bill or even a $20 bill lying on the street. An insured annuity is one of those very simple, easy to understand products that for a number of investors can supplant or complement the fixed income portion of one’s portfolio.
