Posted on 31 January, 2010
Over the last 50 years, the Canadian government has introduced numerous tax sheltered vehicles to help Canadians in our pursuit of a richer retirement, a higher education, and just some plain old tax relief. The question on everybody’s mind: Which Contribution Comes First: RRSP, RESP, or Tax Free Savings Account???
Posted on 28 December, 2009
As a derivatives trader, nobody more than myself enjoys coming up with sophisticated investment strategies. Yet, sometimes opportunities presents themselves in ways that don’t require a whole lot of complexity nor hours of research. And while I strongly believe there are no free lunches out there, sometimes you do find a $5 bill or even a $20 bill lying on the street. An insured annuity is one of those very simple, easy to understand products that for a number of investors can supplant or complement the fixed income portion of one’s portfolio.